HCR Wealth Advisors: Preparing the Future of the Next Generation

HCR Wealth Advisors is a registered investment advisory firm that provides financial planning and advisory services to clients. The firm seeks to create and maintain fruitful client relationships, achieved through the firm’s services, education, and trust as well as communication. All these attributes according to Nasdaq, are performed with a policy of upholding security as well as confidentiality towards their clients.

The firm is providing strategies and tips of how guardians and parents can inform, as well as teach, their children in finance. This will not only improve their financial IQ but will also be positive preparation for adulthood.

The first tip is to award them allowances for completing house chores or home duties. This will let them know at an early age that to earn money one needs to work for it instead of expecting it to be given when needed. They will begin to understand that they have to do more chores if they want better allowances. This added work will be reciprocated with more money earned.

The second tip is to enlighten them on how to develop a budget. A simple way of achieving this task is by having them jot down all their expenses, as well-earned income, on a two-sided table list. This strategy will teach them how to properly budget as it can point out clearly whether the stuff they want to buy is a necessity and whether they can afford the product itself.

The third strategy is to start a savings account with the child. This will foster the habit of saving as well as learn how to deposit money and use debit cards. Beginning this process at an early age will be helpful as it will foster accountability.

The fourth tip is to teach the child investment basics. This can be done through buying them a stock of their own choice. This will let them analyze, with the guardian’s assistance, how trends work and start to understand the stock process. Another method is the use of investment simulators so the child can learn without being at risk of losing real money.

Straight from the source: http://members.beverlyhillschamber.com/list/member/hcr-wealth-advisors-52769

HCR Wealth Advisors is not affiliated with this website.

Everything About The Law Guru: Bruno Fagali

     The law comprises of a set of rules and guidelines which a group of people adhere to in their conduct. There are different types of laws that apply to different situations. For example, international laws applies to many countries around the world, criminal laws are made to come up with ways in which individuals who engage in criminal activities are punished. The law is very specific, ignorance is not a defense in a court of law. Therefore, there is a need for every individual to be aware of the law and understand their rights and obligations.

Some firms spend a lot of money to acquire professional legal services to avoid legal battles that may result from its operations. A company may incur liabilities from its activities, some firms have been penalized by courts of law while others have been sued by third parties. Bruno Fagali is a professional lawyer who has received international recognition for his expertise. He specializes in areas such as regulatory and ethics related laws. Regulatory laws govern the way in which various administrative bodies are run. Ethical laws outline the manner in which individuals should conduct themselves. The ethical laws largely affects the employees, some employees have been through legal battles. The employees should therefore be aware of their obligations.

Bruno Fagali excelled in his education, he graduated from recognized learning institutions he acquired his legal skills. He has helped to provide legal advice to help various organizations in their administration, this is important as vices such as corruption are eliminated. Corruption is one of the main challenges which are faced by organizations in both developed and developing countries.

Some countries have implemented strict measures to curb corruption, for example some give rewards to individuals who unearth corrupt activities. The reward is more likely to result to an increase in the number of reported cases of corruption. With less corruption, more funds can be channeled to more development projects that benefits the members of the public. A legal framework should be put in place to ensure that only individuals who report genuine cases of corruption are rewarded. Bruno Fagali has excelled in his career and is an inspiration to many people around the world who look up to him as a role model. He has been at the head of the Fagali Advocacy law firm. The firm has grown tremendously to become one of the leading law firms in the industry.

Jason Hope’s Heart for Anti-Aging Technologies

In the current world circumstance, diseases and health conditions are the order of the day experienced by various people. They range from less serious ones to the most dreadful infections. Most of these leave a great impact on the communities. Among all the conditions, one that many people and organizations have not realized is the aging.

This does not respect the level of one’s health, the geographical place, the life habits, or even the occupation of the individual. It affects everyone in the end. In as much as it is considered a natural process that every living individual must go through, there is something deeper to look into. Aging comes with bones becoming weak and wrinkled skin.

At the same time, many other infections crop in as one grows older. These are what reduces the people into a life-threatening state, which later may impact their families and community at large. These diseases include arthritis, cancer, osteoporosis, and high blood pressure. The obvious thing is that many medical types of research and experts focus on the how the patients are to cope with the symptoms instead of digging into the causes of such infections. These infections become very common as people keep advancing in age.

Jason Hope is one of the individuals who cannot sit down and watch aging defeat many people. He hails from Arizona. He is a passionate entrepreneur and philanthropist. Through his philanthropist initiatives, Jason seeks to help the people who are elderly by influencing aging reversal. Jason Hope has given donations from his funds to help initiate programs and researches through the concerned organizations to transform the health status in combating and treating aging effects.

One of the remarkable organization that he has supported is SENS Foundation. Jason Hope’s first involvement here was when he donated $500,000 in the year 2010. The organization is committed to ensuring that the members of the public can access technology that counters the aging process and eliminates the illnesses associated with aging. The organization uses a combined number of approaches among which includes the biotechnology in treating infections and preventing others.

This biotechnology portion focuses on scientific discoveries. It uses and studies the living organisms and the organic systems in producing new products depending on their interaction with the human tissues and organs. All of the products produced focuses on better ways of improving the human life in general. SENS Research Foundation was founded in 2009.

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The Life Of Tony Petrello

The story of Tony Petrello is unlike any other story a majority of corporate CEOs and executives may have about their success. He grew up in a humble background in Newark, New Jersey around a working-class environment. He, later on, became the CEO of the largest drilling land based Company in the world. He is not only an established leader but also a philanthropist. He helps fund millions of dollars that help in researching global neurological diseases. His success and achievements make him an undistinguished CEO when it comes to achieving more than what people expect.

In 2015, Tony Petrello was among the highest compensated CEOs in the country. The achievements of Tony Petrello extend much further than his term as the Chief Executive Officer of Nabors Industry. His many achievements have been a product of the hard work and determination he puts into everything he undertakes. His creative thinking has also enabled him to span his career over a period. The efforts he puts in giving back to society help to make his life admirable. His contributions to the research of global neurological diseases make it easy for researchers to come up with ways to ensure children who suffer from such diseases receive ample treatment.

However, it is impossible to talk about Tony Petrello’s achievements without looking at the beginning of his Journey. Like mentioned earlier, he was born in Newark, New Jersey and began his education in a public school. The one thing that made him different from his classmates was his willingness to talk about the subjects he liked studying. A majority of his classmates knew him as an extrovert who had an outstanding personality. His incredible mathematics abilities made him famous while in high school. Most of his times were spent jotting down equations and proofs that he would later solve.

His intelligence landed him a scholarship in Yale University under the guidance of Serge Lang. It was in Yale, that he decided to pursue a degree in Law. He also pursued his masters in Yale University. Upon graduating, he took a bold step and enrolled in Harvard School of Law, which as a step that surprised his classmates and professors. His career journey began and it was in 1968, that he began working with Nabors Industries as a client. The relationship between him and Nabors industries grew and he eventually became its CEO. The rest, as they say, is history.

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Sujit Choudhry A Well-Known Author and Speaker on Comparative Law

The biggest problem with the world today is that even though there is massive progress happening on different fronts, the constitution and legal changes are yet the age-old. It is making it difficult for the governments to function independently and as per the new situations that the world has presented. With time, there has been the need for the governments to effect constitutional changes, but the same age-old laws still govern many countries across the globe. Sujit Choudhry, one of the most famed legal scholars worldwide, especially in the field of comparative law, believes that the governments should take the constitutional reforms as a priority and ensure that it is made at the earliest. One of the examples of the political crisis due to the weak constitution is Ukraine, where the political and social turmoil has destabilized the country entirely.

Sujit Choudhry believes that the countries should be open to make the legal changes in their constitution, and there are many ways the governments can implement it with the help of references provided by comparative law. As an expert on comparative law and constitution building, Sujit Choudhry has advised many countries on constitution building, including countries like South Africa, Sri Lanka, Nepal, Tunisia, Libya, Jordan, Egypt, and more.Over the years, Sujit Choudhry has placed himself as one of the most important personalities in the field of comparative constitutional law and has also written several articles and books on the subject, check works.bepress.com. He is also the co-founder and the director at the Center for Constitutional Transitions, which is an organization that has the primary role of generating and propagating the knowledge of comparative law worldwide (constitutionaltransitions.org).

Sujit Choudhry has studied from some of the best universities on the planet, including Oxford Law College and Harvard Law College. He also holds a degree of law from the Toronto University. In a conference that he was recently invited to in Ukraine, Sujit Choudhry spoke on the importance of comparative law in stabilizing the country. Sujit Choudhry said that it is essential the nation focuses on the development of new political parties and improving the electoral process.

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Related Link:  http://sujitchoudhry.com/

Chris Linkas, Brains For Gains

Chris Linkas is an experienced investing professional who inspires others to learn, and to continue their journey in accruing knowledge when it comes to financial independence. In fact, the one thing he supports is encouraging adolescents to invest while they still have a chance to develop momentum in whatever it is they are growing their cash in. Indeed, a huge facet of multiplying ones money is to use a method Albert Einstein claims to be the eighth wonder of the world. This wonderful tool is none other than the art of compounding revenue in a budding asset, which will earn indefinitely more than if one were to just work and try to save from their salary. The problem with this is that even with the tight discipline of budgeting, the money does not grow except at the 0.001 percent rate a saving account performs at, which is why Chris Linkas urges early adults to put their money in places that will perform by actually building interest upon building interest. This creates a permeating pattern which absolves the money being parked, and instead becomes actively working for the individual, as if the money itself were a group of employees whose job it was to get the investor more assets, with little to no effort on the part of the capitalist. Chris Linkas depicts that doing this in ones twenties is not just cost effective, but practical when it boils down to matters of a better retirement. People who enact this skill with the correct mindset set themselves and their loved ones up for a financial blessing from financial heaven. Chris Linkas also explains the prolific benefits a young one may encounter during the path to financial freedom. These are indicative of being bequeathed with the capability to experiment more, and to think bigger as they evolve their income to skyscraper heights. Therefore, it is affirmative that Chris Linkas has paved the way for this upcoming aeon.


Sujit Choudhry Believes Constitutional Democracies Are Threatened

The unfortunate truth about society is that no system is truly capable of existing forever simply because of the nature of humanity, and Professor Sujit Choudhry has to deal with the way constitutional democracies and politics in general evolve as society changes over the course of time. Choudhry is one of the world’s leading experts on these subjects thanks to his impressive real-world experience and his thorough technical knowledge of the material. He recently released a piece of published content that details an upcoming crisis in the way the world operates with constitutional democracies (works.bepress.com).

Choudhry is a professor at Berkeley, so he most certainly knows how to formulate a point (sujitchoudhry.com). In this most recent work, he starts with a description of a tweet that spoke to the idea of mass public protests in the event that President Trump decides to fire Bob Mueller from the special counsel in charge of the investigation into Russia’s activities or interference in the 2016 presidential race. It would be clear that if Trump were to do so, it would be a fairly clear breach of the constitution, but the question is whether or not the United States would hold Trump responsible for the breach or simply allow it to happen.

Taking on Another Country as Example

Take Poland as an example. The nation is no longer what it used to be since the constitution of the nation was redone by the new controlling party of the legislature. In 2015, the nation voted in a number of right-wing nationalists using fear-mongering to stoke the fires of voters, and it worked. This sort of ‘legal’ breakdown of the democratic process is what Choudhry warns against in other parts of the world.  Read more about Choudhry and his works, check constitutionaltransitions.org.

With a president who seems so willing to cross any red lines placed before him, and a support system that seems relatively unwilling to stand up to Trump, it is highly possible that the United States could experience democratic backsliding and return to an autocratic sort of society under Trump. Choudhry makes a point to say that society has reached the point where it can be overtaken with the proper rules and protocols and no one blinks an eye.

Connect with Choudhry on www.facebook.com/SujitChoudhryLaw

Freedom Checks: A Look Into MLPs

Freedom Checks are becoming one of the most talked about subjects in the investment field. Matt Badiali’s (now famous) video of him holding up a big check struck a cord. Bayan Hill is famous for releasing some aggressive marketing campaigns, but that doesn’t take away from the fact that Bayan Hill publishing staff typically sees results. There is a reason that Bayan Hill Publishing has become the biggest publishing company in the underground investment community. A massive 400,000 readers visit it daily. Matt’s publication Profits Unlimited has over 100,000 subscribers alone. Visit stockgumshoe.com to know more.

Profits Unlimited is $97/year and members only, so the rest of this article will be making a few assumptions about the particular picks that Matt makes. When Matt is talking about Freedom Checks, he is talking about Master Limited Partnerships or MLPs. These aren’t a brand spanking new thing. In fact, they have been around since the 80s and act under statute 26-F. 560 plus companies are now MLPs and the number is growing.

What makes an MLP and MLP? Well, the way that they distribute wealth. MLPs must give their shareholders 90% of their earnings. In return? MLPs get to operate tax-free. This massive benefit of being tax-free leads MLPs to pay out some pretty good checks. In the past MLPs have outperformed CDs, Roth IRAs, and 401(k)s. So keep them in mind for retirement. Read this article at Money Morning.

Why is Matt Badiali talking about MLPs? Well, Matt is making a prediction. He thinks that domestic oil companies are about to see some stock jumps and this goes doubly for MLPs. This is probably why he called them “Freedom Checks” as well. So, is there any basis for that? Actually, sort of. Analysts are predicting that domestic oil stock is going to jump. Matt is simply gearing up in a direction that most of us weren’t thinking of. One pick that he seems to hint towards is FNV a gold royalty company.

Matt Badiali has been right before. I’m certain that MLPs aren’t a bad pick by any means. Analysts tend to agree with him. Whether or not they are the greatest pick of all time? I’m not sure. Either way, MLPs are an interesting thing to take a look into if you have the time. Matt Badiali is also a character that should require no introduction. If he does, you need to go do some research. Check: https://kennedyaccounts.com/about-freedom-checks/


The Incredible Journey Of Tony Petrello

Tony Petrello is the classic tale of a man who rose from the gutter to the throne. He came from an impoverished background and worked his way up to be among the wealthiest CEOs in the US with a take-home compensation of $15,202,689 in 2015. His success trend stretches from his childhood, social life and career.

Outstanding School Achievement

As a child, Tony Petrello went to public schools where his outspoken nature made him famous as he opined on issues he felt passionate about. Though his down-to-earth personality would have quickly attracted a crowd, it is his numeracy skills that made him stand out while in high school. With this gift for numbers, he was awarded a scholarship by Yale University. However, even with his outstanding mathematics ability, he opted to pursue law and joined Harvard School of Law.

Career Choice

After graduating from Harvard, Petrello got employed by Baker & McKenzie law firm. It was there that he came to know Nabor Industries, the company in which he is now the Chief Executive Officer. His work at the law firm was so good that even the top managers at Nabor Industries noticed and tried poaching him. Tony Petrello had no background in business, but his insightful analysis in the market made him an ideal candidate for Nabor Industries, and eventually, he became an executive in the company.

Working at Nabor Industries

He went from being an executive to being the Chief Operating Officer in 1991. He also became a board director, and as expected, his work as COO made such an impact that he was considered for the next CEO position, as soon as it required filling. He was appointed the president in 1992 where he continued driving the company to greater heights of success. He has been CEO, board chairman and executive committee chairman since 2011. In his tenure, Nabors has expanded through joint ventures. Owing to his leadership skills, he is also the director at Hilcorp Energy Company and Stewart & Stevenson


He had a daughter who had cerebral palsy which made him extend his help to children who suffered the same plight through a $ 7 million donation to Texas Children’s Hospital. He has continued to raise money towards this noble cause.

In a nutshell

Tony Petrello is a man destined for greatness, and nothing can hold him back. His many capabilities set him apart from the rest.

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Service Of Dr. Rod Rohrich

Dr. Rod Rohrich is one of the best cosmetic surgeons in the Dallas and surrounding areas. He is currently a doctor at the Dallas Plastic Surgery Institute and got his degree from Baylor University. He is known nationwide and has received many awards and recognition. Finally, Dr. Rohrich has published over 600 peer reviews and has been published in many magazines.


This type of procedure is also called a nose job. It’s the reshaping of the nose for purposes like function, appearance, and shape. Dr. Rohrich is known around the world for his technique and he currently teaches others how to do it. He also has published several books about it.


A facelift is usually done to reverse the effects of aging. The way it’s usually done is by lifting and filling. The deep layers of face are lifted, while the layers in the cheeks are filled. Dr. Rohrich has brought a lot of new technology and techniques for the modern facelift.

Breast Surgery

The two most common breast surgery is breast augmentation and lifts. An augmentation is when an implant is put in to make the breasts larger and a lift is when sagging breasts are raised so they don’t sag anymore. Dr. Rohrich gives patients many options in terms of incision areas and implant sizes. He is also a founding member of a company that helps women get breast reconstruction after getting a mastectomy.

Revision Rhinoplasty

This is when a patient has a rhinoplasty to correct a previous rhinoplasty that wasn’t well done. This is an extremely delicate procedure and Dr. Rohrich has done a lot of academic research and publications about these types of procedures. He has also done quite a bit of clinical research that looks at all the possible outcomes of having one of these procedures.

If you’re in the Dallas area and want to have some work done, Dr. Rohrich is a great surgeon. Not only will you be very happy with your results, but he cares about his patients and will continue checking in with you. Give him a call today!

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